Healthshare Disclaimer

HealthShareQuotes.com Is an Independent Website

HealthShareQuotes.com is an independent educational and quote-help website for people reviewing health care sharing options.

HealthShareQuotes.com is operated by or on behalf of Chris Antrim / Antrim Agencies LLC.

HealthShareQuotes.com is not owned or operated by OneShare Health, Impact Health Sharing, Medi-Share, any government agency, any state health insurance exchange, any federal health insurance exchange, or any ACA marketplace.

Health Sharing Is Not Insurance

Health care sharing is not health insurance.

Health care sharing programs are not insurance companies.

Health care sharing programs are not ACA-compliant health insurance plans.

Health care sharing programs do not provide guaranteed insurance benefits.

Health care sharing programs do not guarantee payment, reimbursement, or sharing of medical bills.

Members of a health care sharing program are generally responsible for understanding the program guidelines, member responsibilities, limitations, waiting periods, non-shareable expenses, pre-existing condition rules, and eligibility requirements.

Before joining any health care sharing program, you should carefully review the official program guidelines and legal disclosures.

OneShare Health Disclosure

OneShare Health is a health care sharing ministry and is not health insurance.

OneShare Health programs are governed by OneShare Health’s official guidelines, member responsibilities, limitations, waiting periods, state availability rules, and legal disclosures.

HealthShareQuotes.com may provide information about OneShare Health and may link visitors to OneShare

Health’s quote or enrollment website.

HealthShareQuotes.com does not control OneShare Health’s program guidelines, pricing, enrollment process, state availability, membership decisions, sharing decisions, or payment decisions.

If you enroll in OneShare Health, your membership relationship is with OneShare Health, not HealthShareQuotes.com.

No Promise to Pay Medical Bills

HealthShareQuotes.com does not promise, guarantee, represent, or imply that any medical bill will be paid, reimbursed, discounted, shared, or otherwise resolved by OneShare Health or any other health care sharing program.

Even if a bill appears eligible under general program information, the final determination is governed by the applicable program’s official guidelines and review process.

Not an ACA Health Insurance Plan

Health care sharing programs are not ACA health insurance plans.

A health care sharing program may not satisfy legal requirements that apply to health insurance in certain situations.

Health care sharing programs may not include the same benefits, protections, provider networks, claims rights, appeal rights, or guaranteed coverage rules that apply to traditional health insurance plans.

If you need ACA-compliant health insurance, guaranteed issue coverage, premium tax credits, cost-sharing reductions, or traditional insurance protections, you should review options through the appropriate health insurance marketplace or a licensed health insurance professional.

No Medical Advice

HealthShareQuotes.com does not provide medical advice, diagnosis, treatment, emergency assistance, or medical recommendations.

Nothing on this website should be treated as medical advice.

If you have a medical emergency, call 911 immediately.

For medical questions, contact a licensed physician or qualified medical provider.

No Legal, Tax, or Financial Advice

HealthShareQuotes.com does not provide legal, tax, accounting, financial, or regulatory advice.

Any information about health sharing, ACA alternatives, state availability, tax issues, exemptions, or program guidelines is general information only.

You should consult qualified professionals for legal, tax, financial, or regulatory advice.

Program Availability May Vary by State

Health care sharing program availability can vary by state and may change.

Some programs may not be available in certain states. Some states may restrict third-party solicitation, producer involvement, quote help, or enrollment assistance.

HealthShareQuotes.com may not be able to assist residents of all states.

Visitors are responsible for confirming current state availability directly with the applicable program before enrolling.

Restricted or Unavailable States

HealthShareQuotes.com may exclude or restrict quote assistance in states where a program is unavailable or where third-party enrollment assistance is restricted.

For OneShare Health, state availability and third-party enrollment rules should always be verified directly through OneShare Health’s current legal notices before enrollment.

Do not rely solely on HealthShareQuotes.com for state availability decisions.

Third-Party Links and Enrollment Websites

HealthShareQuotes.com may include links to third-party quote, enrollment, informational, or program websites.

When you click a third-party link, you leave HealthShareQuotes.com.

Third-party websites are governed by their own terms, privacy policies, program guidelines, disclosures, and legal notices.

HealthShareQuotes.com is not responsible for third-party website content, errors, omissions, pricing, guidelines, privacy practices, enrollment decisions, program decisions, or customer service.

Quote Information and Pricing

Any quote information, pricing discussion, program description, savings example, or comparison on HealthShareQuotes.com is for general informational purposes only.

Actual monthly contributions, fees, member responsibilities, eligibility, sharing limitations, waiting periods, and available programs may vary based on the program, household, state, age, selected option, tobacco status, health history, program guidelines, or other factors.

Pricing and program details may change without notice.

Final details should be confirmed directly with the applicable program before enrollment.

No Guarantee of Savings

HealthShareQuotes.com does not guarantee that any visitor will save money by joining a health care sharing program.

Lower monthly contribution amounts may come with important limitations, member responsibilities, non-shareable expenses, restrictions, waiting periods, or other tradeoffs.

Visitors should compare total costs, risks, guidelines, and alternatives before making a decision.

No Guarantee of Acceptance or Membership

Submitting a form through HealthShareQuotes.com does not guarantee that you will be accepted into, approved for, or eligible for any health care sharing program.

Eligibility and membership decisions are governed by the applicable program’s guidelines and enrollment process.

Compensation Disclosure

HealthShareQuotes.com, Chris Antrim, Antrim Agencies LLC, or related parties may receive compensation, referral fees, commissions, marketing fees, or other compensation if a visitor requests information, clicks a link, receives quote help, enrolls, or becomes a member of a health care sharing program.

This compensation does not increase the cost to you unless otherwise disclosed by the applicable program.

The existence of compensation may influence which programs are discussed, reviewed, linked, or displayed on this website.

Visitors should review all available options and make their own decision.

Lead Form Disclosure

When you submit a form on HealthShareQuotes.com, you are requesting to be contacted regarding healthshare options or related services.

Your information may be entered into a CRM or contact management system so that Chris Antrim / Antrim Agencies LLC can respond to your inquiry.

HealthShareQuotes.com does not sell your submitted information to unrelated lead buyers.

Your information may be used to contact you by phone, email, text message, or similar communication methods in response to your inquiry.

Phone Call and Text Message Disclosure

By submitting your phone number or calling HealthShareQuotes.com, you agree that Chris Antrim / Antrim Agencies LLC and authorized service providers may contact you about your inquiry.

Your consent is not required to purchase, join, or enroll in any program.

You may opt out of future text messages by replying STOP.

You may request no further contact by calling 208-203-7776 or emailing [email protected].

Website Accuracy

We attempt to keep website information accurate and useful, but health care sharing programs, guidelines, state availability, pricing, and legal requirements can change.

HealthShareQuotes.com does not guarantee that all content is current, complete, or error-free.

If you see outdated or inaccurate information, please contact us so we can review it.

Not for Emergency Use

HealthShareQuotes.com is not an emergency service.

Do not use this website for urgent medical needs, emergency care decisions, or emergency billing questions.

If you have a medical emergency, call 911.

Final Decision Responsibility

You are responsible for reviewing all program guidelines, disclosures, limitations, fees, member responsibilities, and alternatives before joining any health care sharing program.

You should not join a health care sharing program unless you understand that it is not insurance and that medical bill sharing is not guaranteed.

Contact Information

For questions about this Disclaimer and Legal Disclosure, contact:

HealthShareQuotes.com

Chris Antrim / Antrim Agencies LLC

Phone: 208-203-7776

Email: [email protected]