Terms & Conditions

Website Purpose

HealthShareQuotes.com provides educational information and quote help for people who are reviewing health care sharing options, including programs such as OneShare Health, Impact Health Sharing, Medi-Share, and other healthshare or health care sharing programs.

HealthShareQuotes.com is designed to help visitors learn about healthshare options, request quote help, ask questions, and access third-party quote or enrollment links when available.

Health Sharing Is Not Insurance

Health care sharing programs are not health insurance.

Health care sharing programs are not ACA-compliant health insurance plans.

Health care sharing programs do not provide guaranteed insurance benefits.

Membership in a health care sharing program does not guarantee that your medical bills will be paid, reimbursed, or shared.

Eligibility for sharing, member responsibilities, waiting periods, limitations, exclusions, pre-existing condition rules, program guidelines, and available options vary by program and state.

You are responsible for reviewing the official program guidelines, disclosures, limitations, and terms before joining any health care sharing program.

No Medical Advice

HealthShareQuotes.com does not provide medical advice, diagnosis, treatment recommendations, or emergency medical services.

Nothing on this website should be used as a substitute for advice from a licensed medical professional.

If you have a medical emergency, call 911 immediately.

If you have questions about medical treatment, diagnosis, prescription drugs, procedures, or your health condition, contact a licensed physician or qualified medical provider.

No Legal, Tax, or Financial Advice

Information on HealthShareQuotes.com is not legal, tax, financial, or accounting advice.

You should consult a qualified professional if you need advice regarding tax penalties, state requirements, ACA compliance, legal obligations, or financial decisions.

Independent Website

HealthShareQuotes.com is an independent educational and quote-help website.

HealthShareQuotes.com is not owned or operated by OneShare Health, Impact Health Sharing, Medi-Share, any government agency, any federal health insurance exchange, any state health insurance exchange, or any ACA marketplace.

HealthShareQuotes.com may provide information about third-party programs and may link to third-party websites.

A link to a third-party website does not mean we control that website or are responsible for its content, terms, privacy practices, guidelines, enrollment process, or program decisions.

Quote and Enrollment Links

HealthShareQuotes.com may include quote or enrollment links to third-party websites, including OneShare Health or other program platforms.

When you click a third-party quote or enrollment link, you are leaving HealthShareQuotes.com.

Any quote, enrollment, membership application, payment, guideline review, or program agreement completed on a third-party website is between you and that third party.

HealthShareQuotes.com is not responsible for:

- Third-party website errors

- Program pricing changes

- Eligibility decisions

- Application decisions

- Sharing decisions

- Payment or non-payment of medical bills

- Program guideline changes

- State availability changes

- Technology problems on third-party sites

- Customer service issues with third-party programs

No Guarantee of Eligibility, Savings, or Sharing

HealthShareQuotes.com does not guarantee that you will qualify for, be accepted into, save money with, or receive sharing of medical expenses through any health care sharing program.

Any examples, descriptions, pricing references, or comparisons are for general educational purposes only and may not apply to your specific situation.

Programs, pricing, guidelines, state availability, fees, member responsibilities, waiting periods, and sharing limitations may change.

You should confirm all current details directly with the applicable program before enrolling.

User Responsibilities

By using this website, you agree that:

- You are at least 18 years old

- You will provide accurate information

- You will not submit false, misleading, fraudulent, or unauthorized information

- You will review official program guidelines before joining any program

- You understand health sharing is not insurance

- You understand medical bill sharing is not guaranteed

- You will not use this website for unlawful purposes

- You will not attempt to interfere with website security, forms, tracking, or functionality

Form Submissions and Contact Consent

If you submit a form, call us, click a call button, request quote help, or provide your contact information, you authorize HealthShareQuotes.com, Chris Antrim, Antrim Agencies LLC, and/or authorized service providers to contact you regarding your inquiry.

Contact may occur by phone, email, text message, voicemail, or similar communication methods.

Your consent is not a condition of purchasing, joining, or enrolling in any program.

You may opt out of future marketing communication by contacting us at:

Phone: 208-203-7776

Email: [email protected]

For text messages, you may reply STOP.

Website Content

The content on HealthShareQuotes.com is provided for general educational purposes only.

We try to keep information accurate and useful, but we do not guarantee that all website content is complete, current, error-free, or applicable to your specific circumstances.

Healthshare program rules, guidelines, pricing, and state availability can change.

You should verify current information directly with the applicable program before making a decision.

State Availability

Health care sharing program availability may vary by state.

Some programs may not be available in certain states. Some states may require direct enrollment through the program or may restrict third-party solicitation or enrollment.

HealthShareQuotes.com may not be able to provide quote or enrollment help in every state.

You are responsible for confirming current state availability and eligibility before enrolling.

Intellectual Property

All website content, text, design elements, page layouts, branding, graphics, and other materials on HealthShareQuotes.com are owned by HealthShareQuotes.com, Antrim Agencies LLC, its licensors, or applicable third-party owners, unless otherwise stated.

You may view and use this website for personal, non-commercial purposes.

You may not copy, republish, scrape, reproduce, sell, distribute, or exploit website content without prior written permission.

Prohibited Uses

You agree not to:

- Use the website for unlawful, deceptive, or fraudulent purposes

- Submit false or misleading information

- Interfere with website operation

- Attempt unauthorized access to website systems

- Scrape, copy, or harvest website content or data

- Use automated bots or scripts to submit forms

- Impersonate another person

- Misrepresent your identity or eligibility

- Upload malicious code or harmful files

- Use this website in a way that violates applicable laws or regulations

Third-Party Services

HealthShareQuotes.com may use third-party services, including website hosting, CRM systems, form providers, phone systems, analytics platforms, call tracking tools, email platforms, advertising platforms, and quote/enrollment platforms.

We are not responsible for the actions, downtime, security issues, privacy practices, or terms of third-party service providers.

Limitation of Liability

To the maximum extent permitted by law, HealthShareQuotes.com, Chris Antrim, Antrim Agencies LLC, and their owners, employees, contractors, vendors, service providers, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or other damages arising out of or related to:

- Your use of this website

- Your reliance on website content

- Your use of third-party links

- Your enrollment or non-enrollment in a healthshare program

- Payment or non-payment of medical bills

- Program guideline changes

- State availability changes

- Data transmission issues

- Website errors or downtime

- Unauthorized access to information

- Communications by phone, email, or text

- Any decision you make based on website information

Your use of this website is at your own risk.

No Warranty

HealthShareQuotes.com is provided on an “as is” and “as available” basis.

We make no warranties or representations, express or implied, regarding the website, content, third-party links, quote information, program availability, or suitability of any healthshare program for your needs.

We do not warrant that the website will be uninterrupted, secure, error-free, or free of harmful components.

Indemnification

You agree to defend, indemnify, and hold harmless HealthShareQuotes.com, Chris Antrim, Antrim Agencies LLC, and their owners, employees, contractors, service providers, and affiliates from and against any claims, damages, liabilities, costs, or expenses arising from:

- Your use of the website

- Your violation of these Terms

- Your submission of inaccurate or misleading information

- Your violation of any law or regulation

- Your misuse of third-party links or program information

- Your enrollment decisions or program-related disputes

Governing Law

These Terms of Service shall be governed by the laws of the State of Idaho, without regard to conflict of law principles.

Any dispute arising from or related to this website shall be handled in the appropriate courts located in Idaho, unless otherwise required by applicable law.

Changes to These Terms

We may update these Terms of Service from time to time.

The updated version will be posted on this page with a new “Last Updated” date.

Your continued use of the website after updated Terms are posted means you accept the revised Terms.

Contact Us

For questions about these Terms of Service, contact:

HealthShareQuotes.com

Chris Antrim / Antrim Agencies LLC

Phone: 208-203-7776

Email: [email protected]